Just like a personal check, when using the Gift Cheque, the recipient should fill in the date field in the upper right corner. In the U. Check first with the merchant to confirm they accept American Express Gift Cheques. When the recipient first receives Gift Cheques, the recipient should immediately sign the Gift Cheques in the upper left corner.
When cashing a Gift Cheque, the recipient should fill out the pay to the order line and countersign the Gift Cheque in the lower left corner with the acceptor watching. If you encounter difficulties in cashing an American Express Gift Cheque in the United States, please encourage the merchant to call American Express for instructions at If you are located outside of the U.
Normally, there are no fees to cash Gift Cheques. However, some banks and merchants may charge a fee. Yes, the recipient will get cash back if they do not use the full face value of the Gift Cheque.
Yes, you can accept a Gift Cheque from another individual. You must watch the person countersign the Gift Cheque in the lower left corner and ensure that the signature matches the signature in the upper left corner.
If the Gift Cheque has already been signed in both the upper and lower left, please call American Express at the number below before accepting the Gift Cheque. After accepting a Gift Cheque from another individual, you may only deposit it in your own bank account. If you have questions about the validity of the Gift Cheque, you should call American Express at in the U.
The estate beneficiary or executor should take the Gift Cheques, the death certificate, and any other estate papers designating the beneficiary to their, or the estates, bank, and instruct the bank to call American Express Gift Cheque Customer Service at If you are unable to find or visit a nearby location to redeem your Gift Cheques, please call American Express Gift Cheque Customer Service at Redemption of your Gift Cheques directly with American Express may take longer than 30 days, depending on the circumstances of the request.
There also may be restrictions on the currency and method of redemption and the value of Gift Cheques that can be directly redeemed. What happens if I sign my Gift Cheques in the wrong place, or if my signatures don't match?
Acceptance of Gift Cheques is based on the acceptor watching the customer sign the Gift Cheque signature line on the lower left corner, and then comparing that signature with the original signature on the signature line upper left corner.
The acceptor must observe the customer signing the Gift Cheque. If the signatures are a reasonable match, the Gift Cheque should be accepted. Photo identification may be required at the discretion of the acceptor. Lost or stolen Gift Cheques may be refunded.
View Money Services Business Disclosure for information about addressing complaints regarding our money services business, lists of our money services business licenses and other disclosures. Following are the terms and conditions for obtaining a refund for lost or stolen Gift Cheques if you are the purchaser. Before making purchases, ask a representative or manager if the store accepts gift cheques.
You can also check on the American Express gift cheque website see Resource 1. Use the "Pay to the Order Of" line on the face of the check, in the center to make out the gift cheque directly to a retailer. The cashier then must witness you sign on the "countersign" line see Step 3.
Use the gift cheque to purchase items internationally. Make sure the money exchange business or retailer accepts the cheques. Also, check the exchange rate offered. To get information about the nearest location in your area, visit the American Express "Find a Location" site as listed in Resources.
Finally, it is worth noting that American Express Gift Cheques are also available in your own home--in a matter of speaking. Simply log onto or call American Express to place your order.
Barbara Gibson is a long time advocate for survivors of domestic violence. A graduate of Georgia State University, Gibson has written professionally for 20 years. Her hobbies include reading and running. She has completed more than 35 races including several half-marathons and a marathon. Share It. Man, I hope no ones life depends on you! Whether industrial or home appliance repair is sought by you, valid and specific nearby companies, prepared to tackle whatever product problems you might be encountering surrounds Brooklyn residents.
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Faced the same dilemma every year. Then I found out I could just deposit it in my personal checking account! I received 2 American Express gift cheques last week as my bonus. I tried to deposit them at chase bank and was rejected. Then multiple known retail stores and restaurants Ross dress for less, CVS pharmacy, Norms restaurant, Shoe warehouse.
Manager was called every time for cashier assistance or approval. To make my story short both gift cheques are still nice and warm in my coach purse. Same problem here. I tried to use mine at Kroger. They thought I was some kind of crook. I waited an hour while everyone looked at it. I called the corporate office and it left up to the individual store. They even took my drivers license and called accounting to see if I had tried to use them before.
If it was put in your paycheck it would have been taxed! Oh my goodness!!!!!!! I think what people are missing here is the point of convenience or ease of use.. They are not accepted everywhere.. The gift is definitely appreciated however it is not accepted at all banks to cash or deposit nor all stores..
These are truly outdated forms of payment. I just spent over an hour trying g to find a place the accepts them with no luck. So best of luck to you with finding a location. I still have some put away for special of occasions like a facial or something nice.
It was something nice your boss did. Get over yourself. Took it to my bank to deposit. They looked at me like I had 3 heads. Trying to figure out where I can try next.
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